Welcome all Visitors
Thank you for visiting our site. We take a no- nonsense approach to your special funding and real estate needs and to our business approach to meeting your expectations of those needs.
Overnight Solutions with Lifetime Implications
Mortgage Qualification 101: If you have fair to excellent credit (mid-FICO) Scores (600-800+) click here and proceed to the Mortgage 101 Questionnaire to apply for your new Mortgage Loan. However, if you have sub-prime to poor credit (mid-FICO) scores (500-599), and/or are in a pending default or foreclosure status, getting any type of relief financing is difficult. Click here to learn more about how the mortgage Industry works as may relate to you, and of the various options available to you.
EPI Fund Retail Property Inventory:
EPI Fund acquires single family homes throughout the United States at wholesale pricing and passes those savings onto its visitors in the form of (1) HIGHLY DISCOUNTED retail pricing, (2) Seller contributions to assist each buyer with all of your lender fees and closing costs, and (3) tremendous inventory with which to select from. All of the information is available through your local area MLS. EPI Fund has each property professionally listed with a local Realtor... an Industry top professional ready to assist you in previewing any property and providing any other Industry service. EPI Fund also welcomes buyer assistance from all members of the local professional Realtor Community. Simply click here to be taken to the EPI Fund Retail section or click the Retail Property Section box from the left edge Directory at any page.
Pre Notice of Sale Solutions: if you have not made your mortgage payment in over 30 days, you are in a "Pre Notice of Sale" scenario. Generally lenders will wait for 2-3 months before beginning the foreclosure process. Click here to learn more about your options.
Foreclosure Alternatives: the lender can no longer wait to protect its interest in your home that secures their mortgage(s). You are in default for probably a minimum of 3-6 months of payments. Click here to learn more about your options.
Credit Restoration: anyone can clean up their credit IF THEY WANT TO! You must be serious about it, realistic, and committed for the long haul. Good credit is doable within two years for anyone! Click here to learn more about credit restoration planning.
Private Realty Funding: Do you need equity funds from any of your realty holdings? Are you unable to secure it from conventional sources because you may have qualification shortcomings preventing you from securing an approval? Click here to learn more about EPI Fund special funding programs.
EPI Fund Asset Inventory: you must be a registered and approved investor to review the contents of this page. EPI Fund may have assets in multiple locations throughout the US. If you are a registered and approved investor please log in and select this tab from the Directory to access this page. If you would like register for access to this page please click here.
Investor Opportunities: Investors everywhere are constantly searching for safe investment opportunities to guard against inflationary pressures and provide a reasonable yield. It is the passion of EPI Fund that there is no safer security than real estate... in any form. EPI Fund provides its investor base opportunity on a daily basis for review of all forms of real estate investment: from well secured private mortgages to rental property, and from wholesale real estate holdings to commercial property. If you would like to register as an investor for access to our inventory please click here.
EPI Fund Buys Real Estate: if you are in need of, or simply desire at this time to liquidate the equity in your property (e.g., "to sell"), whether residential, commercial, or land, we would be honored to learn of your property and enter into meaningful discussions for the purchase of it. Please click here to tell us more about your property.
EPI Fund Buys Paper: if you are the beneficiary of a carry back, land contract, agreement for sale, junior mortgage, or even a senior mortgage or note, and you desire to turn your paper interest into immediate cash, please click here to tell us more about the mortgage paper you desire to cash out of.
Earn CASH by Referral: if you know of someone who needs overnight funding solutions, a quick sale of their real estate property (residential or commercial), needs purchase money financing (they wish to buy a new home or property), a bridge loan, or maybe owns a carry back note they want to convert to cash, a referral to EPI Fund may qualify you for an immediate income opportunity. You may also refer a prospective investor to EPI Fund and be rewarded as defined on our National Network of Referring Participants page.
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Are you REFERRING a customer or party to EPI? Click the Category which best describes the type of service your referral seeks:
Are you in a pending Foreclosure? Do you effectively have NO EQUITY in your home? Do you want to STAY in your home? Would you like to REDUCE your MTG BALANCE & your MONTHLY PAYMENT? Click here to learn more!
Definition of "No Equity":
The sum total of the Mortgage (aka liens or loans or Lines of Credit) balances secured by your property are equal to or greater than 90% of the True Market Value ("TMV") of your property. The TMV is generally equal to the Median Value of model match property in your subdivision or general area, less the cost of updating and or repairing your property to meet those model match comparables. Thus, if the Median Value of property in your subdivision is $200,000, yet your property may cost $20,000 to bring it to a comparable TMV, your property would realistically be worth approximately $180,000. And because the cost of selling a property could be as much as 10% of its TMV, in this example, if your existing mortgage liens against your property were equal to or greater than $162,000 (e.g., 90% of $180,000, the example TMV), you would effectively have no equity in your property at this time.
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